Payouts and KYC
Payout methods
cn2.ai supports four payout methods. Choose the one that fits your preference and verification level.
| Method | How it works | KYC required |
|---|---|---|
| Stripe (ACH) | Bank transfer via Stripe Connect to your US bank account | Full KYC (Tier 4) |
| USDC | Stablecoin transfer to your wallet on Base or Polygon | Wallet verification (Tier 2+) |
| Lightning | Bitcoin over the Lightning Network to your Lightning address | Wallet verification (Tier 2+) |
| Bank wire | International wire transfer via IBAN/BIC | Full KYC (Tier 4) |
Minimum threshold
Payouts are processed when your accumulated earnings reach $25. This threshold is the same across all methods. Once reached, payouts are processed automatically on a daily basis.
KYC verification tiers
cn2.ai uses progressive verification. You can start listing keys and accumulating earnings immediately — KYC is only required to withdraw.
List keys and accumulate earnings
Requires: None
Default on signup. No withdrawals yet.
Requires: Confirm your email address
USDC and Lightning payouts, up to $1,000 lifetime
Requires: Sign a message with your crypto wallet (SIWE — Sign-In with Ethereum)
USDC and Lightning payouts, no limit
Requires: Tier 2 + government ID verification via Persona
All payout methods including Stripe ACH and bank wire
Requires: Tier 3 + address proof via Persona
You can complete verification at any time from Dashboard → Settings → KYC. Each tier unlocks the next — you cannot skip tiers.
When payouts are processed
- Daily — every day at 09:00 UTC, earnings above the $25 threshold are queued for payout
- Monthly — on the 1st of each month, all remaining earnings are paid out regardless of threshold
Payout notifications
If you have webhooks configured, you receive events for payout lifecycle:
payout.created— payout queued for processingpayout.completed— funds confirmed by the payment providerpayout.failed— payout attempt failed (will be retried)